Medical Excess provides catastrophic healthcare risk solutions to organizations that are at risk for the healthcare of their members. We distribute our products through a select number of qualified Claims Administrators and brokers. Providing clients with value added capabilities is a commitment we make to our Producers.

Medical Excess is a member of AIU Holdings, Inc. and has been underwriting Employer Stop Loss on behalf of its carriers since 1974. The company maintains underwriting offices in South Coast Metro, California and Indianapolis, Indiana.


The executive team and staff at Medical Excess are highly experienced individuals, specifically in Employer Stop Loss and Transplant Carve Out insurance. The company has built a successful, industry-recognized operation in the field of its expertise. The primary focus continues on marketing, underwriting and managing Employer Stop Loss and Transplant Carve Out programs.

AIU Holdings is the marketing name for the worldwide property casualty insurance operations of AIU Holdings, Inc. and AIU Holdings LLC. In the United States, all products are written by insurance company subsidiaries of AIU Holdings, Inc. Coverage may not be available in all jurisdictions and is subject to actual policy language. Non-insurance products and services may be provided by independent third parties.

For more information regarding AIU Holdings, Inc., click here.


As a member of AIU Holdings, Inc. Medical Excess operates as a specialty medical underwriting division for a number of insurance and reinsurance exposures, with focus in underwriting medical stop loss and niche medical products. We apply our unique core of capabilities to integrate the transfer of risk with program management through:

  • Innovative program engineering and development
  • Actuarial and underwriting expertise
  • Experienced medical management
Our driving force is to create measurable value to our national and international clients by positively impacting the high cost of medical exposures. Our clients include insurers, reinsurers, large employers, HMOs, educational institutions and government entities (local, state, federal and international).

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